Fast Company / ResiClub Analytics·Apr 16, 2026

Twenty of the nation's 50 largest metros now have more homes for sale than in pre-pandemic 2019 — and the same Sunbelt geography where HUD/FHA inventory runs heaviest is leading the shift.

Redfin / NAR·Apr 16, 2026

Empty-nest boomers hold 28% of America's 3-bedroom-plus homes. Millennials with kids hold 16%. The mismatch is structural — but HUD's starter inventory is the entry point nobody is talking about.

NAR·Apr 17, 2026

First-time buyers fell to 21% of the market — the lowest share since NAR started tracking in 1981. Boomers now account for 42% of buyers and 55% of sellers, many paying cash. The typical first-time buyer is now 40 years old, up from 30 in 2010.